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This institution is no longer active

Operations ceased on March 31, 1995. CRA examination history below reflects the period it was active.

CITIZENS STATE BANK

GORMAN, TX · Supervised by FDIC

Est. 1986FDIC #26,589RSSD: FDIC-26589
Satisfactory

Current rating · Exam: March 1995

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Institution Profile

FDIC BankFind

Address

115 South Fisher, GORMAN, TX

County

Eastland County

Established

February 27, 1986

Total Assets

$16M(latest call report)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$16M

Total Deposits

$14M

Net Loans

$4M

Net Income

$73K

ROA

0.45%

ROE

4.99%

Risk-Based Capital

26.48%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

March 1, 1995

Exam Type

Not Reported

Regulator

FDIC

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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