This institution is no longer active
Operations ceased on January 1, 2009. CRA examination history below reflects the period it was active.
INDEPENDENT BANK
WACO, TX · Supervised by FDIC
Institution Profile
FDIC BankFindAddress
8004 Woodway Drive, WACO, TX
County
Mclennan County
Established
January 1, 1911
Total Assets
$228M(latest call report)
Financial Snapshot
As of Q4 2008Call Report / FDIC
Total Assets
$228M
Total Deposits
$199M
Net Loans
$199M
Net Income
$2M
ROA
0.87%
ROE
9.72%
Risk-Based Capital
10.09%
Total Assets — Last 8 Quarters
Total AssetsROA
Current Examination
CRA / FFIECOverall Rating
Satisfactory
Exam Date
May 5, 2008
Exam Type
Small Bank
Regulator
FDIC
Rating History
CRA / FFIEC6 previous ratings locked — dating back to 1990
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Rating Over Time
🔒 LockedOutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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