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This institution is no longer active

Operations ceased on May 30, 2025. CRA examination history below reflects the period it was active.

CITIZENS STATE BANK

GANADO, TX · Supervised by FDIC

Est. 1908FDIC #16,934RSSD: FDIC-16934
Satisfactory

Current rating · Exam: June 2020

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Institution Profile

FDIC BankFind

Address

201 South 3rd Street, GANADO, TX

County

Jackson County

Established

January 1, 1908

Total Assets

$58M(latest call report)

Financial Snapshot

As of Q1 2025Call Report / FDIC

Total Assets

$58M

Total Deposits

$54M

Net Loans

$10M

Net Income

$-39K

ROA

-0.28%

ROE

-4.67%

Risk-Based Capital

31.77%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

June 1, 2020

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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