GUARDIAN SAVINGS BANK

WEST CHESTER, OH · Supervised by FDIC

Est. 1895FDIC #27,998RSSD: FDIC-27998

Satisfactory

Current rating · Exam: February 2026

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Institution Profile

FDIC BankFind

Website

www.guardiansavingsbank.com

Address

6100 W Chester Rd, WEST CHESTER, OH

County

Butler County

Established

January 1, 1895

Total Assets

$1.4B(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.4B

Total Deposits

$1.2B

Net Loans

$1.1B

Net Income

$7M

ROA

2.06%

ROE

17.84%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

February 1, 2026

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 2023

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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