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HERITAGE BANK OF THE OZARKS

LEBANON, MO · Supervised by FDIC

Est. 2003FDIC #57,576RSSD: FDIC-57576
Satisfactory

Current rating · Exam: April 2022

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Institution Profile

FDIC BankFind

Address

1475 S Jefferson Ave, LEBANON, MO

County

Laclede County

Established

September 22, 2003

Total Assets

$421M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$421M

Total Deposits

$375M

Net Loans

$321M

Net Income

$1M

ROA

1.13%

ROE

13.27%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 2022

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 2005

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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