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COMMUNITY BANK OF SANTA MARIA

SANTA MARIA, CA · Supervised by FDIC

Est. 2001FDIC #57,073RSSD: FDIC-57073
Satisfactory

Current rating · Exam: June 2025

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Institution Profile

FDIC BankFind

Address

2739 Santa Maria Way, SANTA MARIA, CA

County

Santa Barbara County

Established

March 1, 2001

Total Assets

$405M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$405M

Total Deposits

$357M

Net Loans

$294M

Net Income

$1M

ROA

1.01%

ROE

10.65%

Risk-Based Capital

14.30%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

June 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

5 previous ratings locked — dating back to 2003

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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