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This institution is no longer active

Operations ceased on October 18, 2019. CRA examination history below reflects the period it was active.

LIGHTHOUSE BANK

SANTA CRUZ, CA · Supervised by FDIC

Est. 2007FDIC #58,646RSSD: FDIC-58646
Satisfactory

Current rating · Exam: April 2019

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Institution Profile

FDIC BankFind

Address

2020 North Pacific Avenue, SANTA CRUZ, CA

County

Santa Cruz County

Established

October 29, 2007

Total Assets

$322M(latest call report)

Financial Snapshot

As of Q3 2019Call Report / FDIC

Total Assets

$322M

Total Deposits

$277M

Net Loans

$221M

Net Income

$4M

ROA

1.58%

ROE

12.10%

Risk-Based Capital

16.82%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 2019

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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