This institution is no longer active

Operations ceased on January 15, 1997. CRA examination history below reflects the period it was active.

THE TALCO STATE BANK

TALCO, TX · Supervised by FDIC

Est. 1912FDIC #11,161RSSD: FDIC-11161GUARANTY BANCSHARES INC

Satisfactory

Current rating · Exam: April 1995

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Institution Profile

FDIC BankFind

Address

506 Broad Street, TALCO, TX

County

Titus County

Established

January 1, 1912

Total Assets

$18M(latest call report)

Financial Snapshot

As of Q4 1996Call Report / FDIC

Total Assets

$18M

Total Deposits

$17M

Net Loans

$11M

Net Income

$229K

ROA

1.29%

ROE

15.94%

Risk-Based Capital

13.78%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 1995

Exam Type

Not Reported

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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