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This institution is no longer active

Operations ceased on November 3, 2006. CRA examination history below reflects the period it was active.

SOUTH POINTE BANK

CARBONDALE, IL · Supervised by FDIC

Est. 1995FDIC #34,013RSSD: FDIC-34013SOUTH POINTE FINANCIAL CORP
Satisfactory

Current rating · Exam: February 2003

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Institution Profile

FDIC BankFind

Address

2611 Blue Heron Drive, CARBONDALE, IL

County

Williamson County

Established

May 12, 1995

Total Assets

$203M(latest call report)

Financial Snapshot

As of Q3 2006Call Report / FDIC

Total Assets

$203M

Total Deposits

$169M

Net Loans

$139M

Net Income

$695K

ROA

0.45%

ROE

6.04%

Risk-Based Capital

12.62%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

February 1, 2003

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 1996

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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