🏦BankScorer

CITIZENS STATE BANK

SHELDON, IA · Supervised by FDIC

Est. 1961FDIC #18,356RSSD: FDIC-18356
Satisfactory

Current rating · Exam: March 2026

Watch

Institution Profile

FDIC BankFind

Address

808 3rd Ave, SHELDON, IA

County

O'Brien County

Established

March 15, 1961

Total Assets

$197M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$197M

Total Deposits

$173M

Net Loans

$128M

Net Income

$861K

ROA

1.74%

ROE

14.68%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

March 1, 2026

Exam Type

Small Bank

Regulator

FDIC
Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

9 previous ratings locked — dating back to 1991

Unlock full history, CSV export, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
🔒

Unlock to see full history

Purchase this bank's history for $9

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/15a61a6e-6eb1-46f6-9d0e-726442a4e359"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.