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GUARDIAN BANK

VALDOSTA, GA · Supervised by FDIC

Est. 2001FDIC #57,127RSSD: FDIC-57127
Satisfactory

Current rating · Exam: March 2026

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Institution Profile

FDIC BankFind

Address

701 Wildwood Plantation Dr, VALDOSTA, GA

County

Lowndes County

Established

May 1, 2001

Total Assets

$601M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$601M

Total Deposits

$535M

Net Loans

$351M

Net Income

$2M

ROA

1.58%

ROE

18.31%

Risk-Based Capital

18.55%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

March 1, 2026

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

5 previous ratings locked — dating back to 2003

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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