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This institution is no longer active

Operations ceased on October 1, 2011. CRA examination history below reflects the period it was active.

VALLEY BANK & TRUST

CHEROKEE, IA · Supervised by FDIC

Est. 1985FDIC #25,866RSSD: FDIC-25866
Satisfactory

Current rating · Exam: March 2009

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Institution Profile

FDIC BankFind

Address

200 South Second Street, CHEROKEE, IA

County

Cherokee County

Established

January 25, 1985

Total Assets

$29M(latest call report)

Financial Snapshot

As of Q3 2011Call Report / FDIC

Total Assets

$29M

Total Deposits

$26M

Net Loans

$23M

Net Income

$130K

ROA

0.58%

ROE

6.62%

Risk-Based Capital

14.43%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

March 2, 2009

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

6 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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