This institution is no longer active
Operations ceased on February 1, 2006. CRA examination history below reflects the period it was active.
EFS BANK
ELGIN, IL · Supervised by FDIC
Est. 1924FDIC #29,612RSSD: FDIC-29612
Institution Profile
FDIC BankFindAddress
1695 Larkin Avenue, ELGIN, IL
County
Kane County
Established
January 1, 1924
Total Assets
$1.1B(latest call report)
Financial Snapshot
As of Q4 2005Call Report / FDIC
Total Assets
$1.1B
Total Deposits
$749M
Net Loans
$846M
Net Income
$2M
ROA
0.20%
ROE
2.59%
Risk-Based Capital
10.59%
Total Assets — Last 8 Quarters
Total AssetsROA
Current Examination
CRA / FFIECOverall Rating
Satisfactory
Exam Date
September 1, 2005
Exam Type
Large Bank
Regulator
FDIC
Rating History
CRA / FFIEC3 previous ratings locked — dating back to 1999
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Rating Over Time
🔒 LockedOutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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