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This institution is no longer active

Operations ceased on February 1, 2006. CRA examination history below reflects the period it was active.

EFS BANK

ELGIN, IL · Supervised by FDIC

Est. 1924FDIC #29,612RSSD: FDIC-29612
Satisfactory

Current rating · Exam: September 2005

Institution Profile

FDIC BankFind

Address

1695 Larkin Avenue, ELGIN, IL

County

Kane County

Established

January 1, 1924

Total Assets

$1.1B(latest call report)

Financial Snapshot

As of Q4 2005Call Report / FDIC

Total Assets

$1.1B

Total Deposits

$749M

Net Loans

$846M

Net Income

$2M

ROA

0.20%

ROE

2.59%

Risk-Based Capital

10.59%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

September 1, 2005

Exam Type

Large Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 1999

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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