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WAYCROSS BANK & TRUST

WAYCROSS, GA · Supervised by FDIC

Est. 1988FDIC #27,254RSSD: FDIC-27254
Satisfactory

Current rating · Exam: January 2021

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Institution Profile

FDIC BankFind

Address

501 Tebeau St, WAYCROSS, GA

County

Ware County

Established

June 1, 1988

Total Assets

$234M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$234M

Total Deposits

$209M

Net Loans

$127M

Net Income

$762K

ROA

1.28%

ROE

15.00%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2021

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

6 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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