🏦Bank Scorer

NORTHERN STATE BANK

ASHLAND, WI · Supervised by FDIC

Est. 1933FDIC #15,242RSSD: FDIC-15242BAY AREA BANKING SHARES INC
Satisfactory

Current rating · Exam: December 2022

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Institution Profile

FDIC BankFind

Address

321 Main St W, ASHLAND, WI

County

Ashland County

Established

September 5, 1933

Total Assets

$329M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$329M

Total Deposits

$296M

Net Loans

$148M

Net Income

$1M

ROA

1.47%

ROE

14.67%

Risk-Based Capital

18.93%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

December 1, 2022

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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