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This institution is no longer active

Operations ceased on January 1, 2019. CRA examination history below reflects the period it was active.

PEOPLES STATE BANK

LAKE CITY, FL · Supervised by FDIC

Est. 1999FDIC #34,702RSSD: FDIC-34702
Satisfactory

Current rating · Exam: October 2018

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Institution Profile

FDIC BankFind

Address

350 Sw Main Boulevard, LAKE CITY, FL

County

Columbia County

Established

April 28, 1999

Total Assets

$86M(latest call report)

Financial Snapshot

As of Q4 2018Call Report / FDIC

Total Assets

$86M

Total Deposits

$72M

Net Loans

$75M

Net Income

$650K

ROA

0.76%

ROE

8.55%

Risk-Based Capital

11.39%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 2018

Exam Type

Small Bank

Regulator

FDIC
Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 2001

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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