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This institution is no longer active

Operations ceased on July 15, 2000. CRA examination history below reflects the period it was active.

FIRST CITIZENS BANK

FAYETTEVILLE, GA · Supervised by FDIC

Est. 1990FDIC #33,074RSSD: FDIC-33074
Satisfactory

Current rating · Exam: October 1999

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Institution Profile

FDIC BankFind

Address

675 North Jefferson Davis Drive, FAYETTEVILLE, GA

County

Fayette County

Established

August 6, 1990

Total Assets

$187M(latest call report)

Financial Snapshot

As of Q2 2000Call Report / FDIC

Total Assets

$187M

Total Deposits

$157M

Net Loans

$135M

Net Income

$329K

ROA

0.34%

ROE

2.64%

Risk-Based Capital

13.36%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 1999

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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