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This institution is no longer active

Operations ceased on April 19, 2013. CRA examination history below reflects the period it was active.

HERITAGE BANK OF NORTH FLORIDA

ORANGE PARK, FL · Supervised by FDIC

Est. 1986FDIC #26,680RSSD: FDIC-26680
Satisfactory

Current rating · Exam: April 2009

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Institution Profile

FDIC BankFind

Address

794 Blanding Boulevard, ORANGE PARK, FL

County

Clay County

Established

May 23, 1986

Total Assets

$104M(latest call report)

Financial Snapshot

As of Q1 2013Call Report / FDIC

Total Assets

$104M

Total Deposits

$106M

Net Loans

$74M

Net Income

$-5,450K

ROA

-20.29%

Risk-Based Capital

-4.05%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 2009

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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