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This institution is no longer active

Operations ceased on December 31, 1997. CRA examination history below reflects the period it was active.

CALIFORNIA THRIFT AND LOAN

SANTA BARBARA, CA · Supervised by FDIC

Est. 1959FDIC #26,347RSSD: FDIC-26347
Satisfactory

Current rating · Exam: August 1996

Institution Profile

FDIC BankFind

Address

319 East Carrillo, SANTA BARBARA, CA

County

Santa Barbara County

Established

January 2, 1959

Total Assets

$173M(latest call report)

Financial Snapshot

As of Q3 1997Call Report / FDIC

Total Assets

$173M

Total Deposits

$5M

Net Loans

$151M

Net Income

$-1,127K

ROA

-0.54%

ROE

-5.01%

Risk-Based Capital

10.21%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

August 1, 1996

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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